The most effective way to safeguard your child's future
Quick Life Insurance Online Quotes In Seconds! no personal information required! We can help get you covered from $100,000 to $10,000,000. If you’re looking for coverage above $20 million, please give us a call.
What is Living Benefits Term Life Insurance?
Living Benefits Term Life Insurance offers more flexibility than traditional policies. Jack provides renewable term life insurance plans with terms ranging from 10 to 35 years, depending on your age.
If the unexpected happens and you experience a critical illness like a stroke, heart attack, or cancer, wouldn’t you rather receive a substantial tax-free check instead of just a get-well card from your insurance company? Most people would prefer the financial support over a card any day!
This is why life insurance with “Living Benefits” can be significantly more valuable than standard life insurance policies.
Benefits of Term Life Insurance
Modern Life Insurance
Don’t settle for life insurance that only provides death benefits. Choose a plan that includes valuable living benefits to enhance your quality of life.
Peace of Mind
Our plans offer peace of mind with living benefits integrated into every policy, ensuring you’re covered no matter what.
Flexible Terms
Renewable term life policies are available with terms ranging from 5 to 32 years, giving you the flexibility to renew as needed.
Coverage Amounts
We offer coverage options from $100,000 to $10 million. If you need coverage exceeding $20 million, please reach out to us for assistance.
What Are Considered Qualifying Life Events?
Chronic Illness
If you are unable to perform, without substantial assistance, or have a severe cognitive impairment.
Critical Illness
Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, transplant, or ALS
Terminal Illness
Available if you are diagnosed with a heart attack, stroke, cancer, kidney failure, major organ transplant, or ALS
Unemployment
Waives 6 months worth of premium if you become unemployed for at least 4 weeks.
Traditional Life Insurance
Death: Covered
Stroke: Not Covered
Heart Attack: Not Covered
Parkinson’s disease: Not Covered
Living Benefits Insurance
Death: Covered
Stroke: Covered
Heart Attack: Covered
Parkinson’s disease: Covered
Life Insurance That Lasts a Lifetime!
Insurance companies might not want you to consider this, but what happens to your life insurance benefits if you outlive your policy? With people living longer than ever, this is a real possibility.
Picture a policy where you can access cash through withdrawals or tax-free loans to cover medical expenses and care. Unlike traditional term life insurance, which only pays out upon death, a Term Life with Living Benefits policy offers protection throughout your lifetime.